Thai Health Insurance: Here’s What You Need to Know as an Expat
When I wrote about my cost of living in Bangkok a few weeks back, the most common question I received by e-mail was what health insurance I’m using. If that’s all you want to know – that’s easy. The company is called ACS. If you never heard of them, don’t worry, neither had I until 3 days before signing up with them.
However, those recommendations don’t stay up to date for long. My insurance prior to ACS was a French insurance that shall remain unnamed. They were pretty awesome … until they weren’t: One day – and to be more specific: one day two weeks before the renewal came up – they messaged me that they’d increase premiums by 30%. Effective immediately. I was seriously tempted to type up a reply that included colloquial terms for body parts for which I no longer required their coverage.
Given that I’m borderline obsessive compulsive about insurance coverage, it can probably be counted as an achievement that I ‘only’ spent 3 full days researching, analysing and comparing different insurance plans. Saving myself (and you) some time for the next time an insurance pulls a stunt like this, I’ve typed up a quick guide on the crucial points of health insurance in Thailand.
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